The AI-powered budget tracker built for Africans thriving between home and abroad. Track expenses, scan receipts, and optimize remittances in GHS, NGN, KES, and USD.
Everything you need to manage money between home and abroad
Track expenses in USD, GHS, NGN, CAD seamlessly. Real-time exchange rates help you optimize every transfer home.
Just snap a photo. Our AI extracts amount, merchant, and category automatically. No more manual entry.
Get personalized recommendations on when to send money home, where to save, and how to reach your goals faster.
Know the best time to send money home based on exchange rate predictions. Save hundreds per year.
Whether it's your Ghana startup fund or emergency savings, track progress and get AI-powered tips to reach goals faster.
Understand your spending patterns with charts and insights that actually make sense. Built for clarity, not confusion.
We understand managing money across continents because we live it. From student budgets in Atlanta to family support back home, Payogo speaks your financial language.
Whether you're sending money to Accra, Lagos, or Nairobi while building your American dream, we're here to make it easier.
GHS support, MTN MoMo ready
NGN tracking, largest market
KES support, M-Pesa integration
USD primary, full featured
Join thousands of people taking control of their cross-border finances
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